apk44 Terms and Conditions

The following terms used in these terms and conditions have specific meanings:

• "Platform" or "Site" — refers to the apk44 website and all services under it.
• "User" or "Member" — any person who is registered on apk44 and holds an active account.
• "We" or "Company" — the entity that operates apk44.
• "Balance" — the amount of real money held in a user's account.
• "Bonus Balance" — funds awarded as a promotional offer or reward that cannot be withdrawn before specific conditions are met.
• "Wagering Requirement" — the multiplier indicating how much must be wagered before bonus funds become withdrawable.
• "BDT / ৳ / Taka" — Bangladeshi Taka, the only currency used for transactions on this platform.

If anything in these terms is unclear, our support team is available around the clock to provide explanations.

To use the apk44 platform, creating a valid personal account is mandatory. The following conditions apply at the time of registration:

2.1 Accuracy of Information

All information provided during registration — name, date of birth, and contact details — must be truthful, complete, and kept up to date. Providing false information may result in the account being suspended or closed at any time and the balance being forfeited.

2.2 Single Account

Each person may operate only one account. If a single person is found to have multiple accounts, all accounts will be closed and all bonuses will be cancelled. Creating multiple accounts using the same device, IP address, or payment method is also prohibited.

2.3 Account Verification

To ensure security and prevent fraud, we reserve the right to verify identity at any time. A copy of a national ID card or passport may be requested for verification. If verification is not completed within the specified time, withdrawals may be put on hold.

The following eligibility requirements must be met to create an account and use apk44:

• The applicant must be 21 years of age or older.
• The user must have legal permission to use this site at their own discretion.
• Anyone subject to a government restriction or court order may not use this site.
• Individuals currently in treatment for active gaming addiction are requested not to register.

We reserve the right to verify age. If it is proven that a minor is operating an account, the account will be closed immediately and all deposited and won funds will be forfeited.

You are fully responsible for maintaining the security of your apk44 account. The following rules must be followed:

• Do not share your username and password with anyone.
• Giving third parties access to your account is strictly prohibited.
• Keep your password strong and change it regularly.
• If you suspect unauthorized access, notify our support team immediately.
• If you log in on a public or shared device, make sure to log out after your session.

You are responsible for all activity carried out from your account. However, if it is proven that your account was hacked or accessed without authorization and you reported it in a timely manner, we will take steps to assist you.

The rules regarding financial transactions on apk44 are detailed below.

5.1 Deposit Rules

• The minimum deposit amount is ৳100 for each payment method.
• Accepted payment methods: bKash, Nagad, Rocket.
• The payment details provided at the time of deposit must belong to your own account.
• Depositing using a third-party payment account is prohibited.
• Deposited funds are generally credited to your account within a few minutes.

5.2 Withdrawal Rules

• The minimum withdrawal amount is ৳500.
• Withdrawal processing time is generally between 15 minutes and 2 hours.
• Withdrawals will only be processed via the same payment method used for the deposit.
• We reserve the right to hold withdrawals if verification is pending.
• Before withdrawing bonus funds, the specified wagering requirement must be met.
• Unusual or suspicious transactions may require additional time for review.

5.3 Refund Policy

Once funds have been placed in a bet or game, they cannot be refunded. If a transaction is affected by a technical error or administrative mistake, we will attempt to correct it. However, the company reserves the right to make the final decision based on the circumstances.

Various types of bonuses and promotional offers are available on apk44. Each offer has its own terms. The general bonus policies are listed below:

6.1 Welcome Bonus

New members will receive a 150% bonus on their first deposit up to a maximum of ৳15,000. The conditions to receive this bonus are:

• The first deposit to claim the bonus must be ৳100 or more.
• Before withdrawing the bonus funds, the total of the deposit and bonus must be wagered 10 times (10x).
• A maximum of 30 days is given to meet the wagering requirement.
• Among bets made using the bonus, some games may not count fully or partially toward the wagering requirement.

6.2 VIP and Cashback Offers

Regularly active members will have access to the VIP program benefits. VIP tier cashback rates:

• Bronze — weekly cashback up to 0.2%
• Silver — weekly cashback up to 0.4%
• Gold — weekly cashback up to 0.6%
• Platinum — weekly cashback up to 0.8%
• Diamond — weekly cashback up to 1.0%

6.3 Bonus Abuse

Creating or operating accounts for the purpose of abusing bonuses is strictly prohibited. This includes claiming the same bonus from multiple accounts, using coordinated betting strategies to meet bonus wagering requirements, and claiming bonuses on different accounts using the same payment method. If such activity is detected, the account will be closed.

The following general rules apply to gaming and betting activities on the apk44 platform:

7.1 Bet Validity

A bet is only valid once the system confirms it and the funds are deducted from the balance. If a bet is left incomplete due to an internet disconnection, the decision will be made based on the system logs.

7.2 Technical Errors

If a technical error, incorrect odds, or a faulty result appears in any game or betting market, that bet or round will be considered void and the staked amount will be returned. We also reserve the right to void bets placed by taking advantage of clearly incorrect odds.

7.3 Sports Betting

When betting on cricket (including BPL, IPL, and T20 World Cup), football (FIFA World Cup, club leagues), basketball, and other sports, the rules specific to each event will apply. If an event is postponed or cancelled, decisions regarding the related bet will be made in accordance with our policy.

7.4 Fair Play Policy

apk44 is committed to ensuring equal and fair opportunities for all members. Game outcomes are determined using independent Random Number Generator (RNG) technology, which is not controlled by any third party or player.

The following activities are completely prohibited on the apk44 platform and will result in account closure if violated:

• Money laundering or any form of financial crime.
• Claiming bonuses or promotions through fraudulent means.
• Using software, bots, scripts, or automated methods to play.
• Intentionally exploiting platform vulnerabilities or bugs.
• Colluding with other users to manipulate games or bets.
• Harassing or behaving abusively toward our staff.
• Creating or operating an account using another person's identity.
• Attempting unauthorized access to any system on the platform.

If any of the above activities are detected and guilt is proven after investigation, the account will be permanently closed, all balances and pending payments will be forfeited, and legal action may be taken where applicable.

All content published on the apk44 platform — including logos, designs, graphics, text, software, game interfaces, and other elements — is protected under the intellectual property rights of the company or the relevant licensor.

Users may not publish, reproduce, distribute, or commercially use any content from the platform without prior permission. Limited use for personal and non-commercial purposes is permitted.

apk44 will not be liable in the following circumstances:

• Losses caused by internet disconnection.
• Delays caused by errors on the part of third-party payment providers.
• Losses resulting from a user sharing their account credentials with someone else.
• Unexpected technical issues or force majeure events.
• Financial loss, stress, or other harm arising from gaming.

We strive to keep the platform running without interruption, but the service may be temporarily unavailable due to maintenance or technical reasons. We will not be liable for any losses during this time.

An account may be suspended or closed without prior notice for the following reasons:

• Violation of any clause of these terms and conditions.
• Detection of fraudulent or suspicious activity.
• Suspicion of financial crime or money laundering.
• Extended inactivity (no login for more than 12 months).
• Account closure at the user's own request.

11.1 Voluntary Account Closure

If a user wishes to close their account, please notify our support team via live chat or email. An opportunity will be provided to withdraw any remaining balance before the account is closed, however any bonus balance will be forfeited.

11.2 Inactive Account Policy

An account will be considered inactive if there are no transactions or logins for 12 consecutive months. A monthly maintenance fee may be deducted from the balance held in an inactive account, but it will never reduce the main balance to zero.

If a dispute arises between apk44 and a user, resolution will be attempted through the following process:

1. Stage One: Contact the support team directly via live chat or email. Most issues are resolved quickly.
2. Stage Two: If the issue is not resolved at stage one, submit your complaint in writing via email. We will respond within 7 business days.
3. Stage Three: If both parties cannot reach a resolution through discussion, the matter will be referred for mediation.

In the event of any dispute, system logs and data will be considered final evidence. System records will take precedence over a user's account of events.

apk44 reserves the right to change, amend, or update these terms and conditions at any time. In the event of changes:

• The date of the latest update will be noted at the top of the page.
• For significant changes, a notification may be sent to the registered email address.
• Continued use of the platform after changes have been made will be considered as acceptance of the new terms.
• If you do not agree to the new terms, you have the option to close your account.

All members are advised to review these terms and conditions regularly at their own responsibility.

If you have any questions or feedback regarding these terms and conditions, please contact us through the following:

• Live Chat: Support in Bengali is available 24/7 around the clock.
• Email: [email protected]

apk44 is committed to maintaining a transparent and honest relationship with its members at all times. Our goal is to resolve any concerns you may have quickly and effectively.